If you operate as a tradie, your tools, equipment, and your vehicles are vital to your success. Consider how much you depend on these and how difficult it would be to keep your business going if one or more were out of commission. You carry business insurance to protect yourself, but it may not be enough.
Electrical work is a dangerous job. To avoid accidents, many electricians have tools that they need to cover up with a plastic bag or other protective covering during the day. This can be a hassle, but it is essential for safety reasons. With all of the different electrical jobs, electricians must know which tools they need and what type of coverings are appropriate for each task. This article will discuss why covering your electrical tool kit is so important and some things you should keep in mind as you go about choosing your coverings.
Plumbers get exposed to high risks while doing their job, and they need to get the right insurance coverage. By getting the right insurance, you will not need to make compensation from your pocket if a slip or fall results in a disaster. Here we mainly focus on professional indemnity and public liability insurance for plumbers and how they differ.
Working in any construction is essentially one of the most dangerous professions in this modern age. Additionally, the high risk associated with construction jobs makes the insurance needs a little bit too complex. In the case of roofing, the risk extends even further. In essence, this is one of the professions where the worker does not have their two feet on the ground during the work. Typically, the most significant risk associated with this line of work is the fall of a roofer from their roofing position, such as a ladder or the roof itself. Typically, these cases tend to lead to severe injuries, life-threatening situations, and even fatalities.
As a sole trader, you’re operating under your name, which is a huge responsibility. Suppose a client or another business, for example, files a complaint due to damages. In that case, you will most likely be held accountable. Such an occurrence comes with significant expenses that you may not be prepared to pay out of pocket. So, if it happens, where do you turn to? Fortunately, you can protect your name, your business, and your assets with sole trader insurance.
Updated August 10th, 2023.
As a tradesman, you have probably heard about the importance of having insurance. And one such insurance type that other people may have told you about is public liability insurance. But is this type of insurance truly essential for tradespeople like you? This blog will help you figure out the answer.
Workers’ compensation insurance is one of those key insurances that you need as an employer. Not only is it compulsory in Australia if you have employees, it also gives both employee and employer peace of mind if the employee were to injure themselves or fall ill whilst on the job. Let’s take a closer look at workers compensation insurance Australia…
Working in the mining industry has its own unique risks involved. That is why we have tailored a specific insurance for the needs of a number of occupations working within the mining industry. Read on to learn more about mining insurance and see if it’s the right fit for you. What is mining insurance? As a mining contractor you will…
Updated: 15/03/2023 In Australia, many tradies will experience theft at some point throughout their career. In fact, according to the Australian Bureau of statistics, an estimated 54,200 Australians have experienced the unfortunate event of robbery during 2021 to 2022. Stolen tools from a tradie is no exception and is a tradies worst nightmare. Not only can it be costly to replace…
Running your own business has its many perks. It can be quite profitable, flexible and self-fulfilling. However, with its many advantages comes a few disadvantages. For instance, as a self-employed tradie you won’t get annual leave or sick leave. So how would you cope financially if you were suddenly unable to work? Luckily, personal accident and illness insurance can help.…