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Quality Public Liability Insurance Australia

Whether you’re working on-site or running your own trade business, accidents happen. Public liability insurance in Australia protects you from injury or property damage claims, letting you focus on the job with confidence. 

At All Trades Cover, we quickly insure Australian tradies — delivering fast quotes, competitive prices, and getting your cover sorted in minutes.

What’s Included in Your Public Liability Insurance

What’s Included in Your Public Liability Insurance

Our public liability insurance policies cover the key risks tradies face every day:

  • Third-party property damage
  • Third-party personal injury
  • Legal costs & defence fees
  • Optional cover for tools & equipment
  • Optional coverage for subcontractors & employees

Protect your business, your clients, and your crew with public liability insurance that’s built for the way tradies work. Whether you’re working solo or managing a team, we’ll help you stay covered, stay compliant, and keep the job moving—no stress, no hold-ups.

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Common Coverage Amounts

Choose a cover level that suits your trade and contract requirements.

Standard $5M

$5,000,000 Public Liability Cover.
$5, $10, or $20M Products Liability Cover.
Recommended minimum for up to 2 Employees
Mainly Residential Work
Least Common Policy Selected
Certificate of Currency Emailed in Minutes
Up to $250,000 property in care custody and control included

Professional $10M

$10,000,000 Public Liability Cover.
$5, $10, or $20M Products Liability Cover.
Recommended minimum for up to 5 Employees
Mixed Residential and Small Commercial work
Most Common Policy Selected
Certificate of Currency Emailed in Minutes.
Up to $250,000 property in care custody and control included

Super Cover $20M

$20,000,000 Public Liability Cover.
$5, $10, or $20M Products Liability Cover.
Recommended minimum for up to 5 or more Employees
Large Commercial Mining Commercial and Industrial Work.
2nd Most common policy Selected
Certificate of Currency Emailed in Minutes.
Up to $250,000 property in care custody and control included
Trusted by over 100 trades across Australia. Fast quotes, zero stress,
and cover you can count on—so you can get on with the job.

How to Get Your Public
Liability Insurance

1

Enter Your Details

2

Contact Us Directly

3

Get Covered

Other Cover Options We Provide

We don’t just do public liability insurance in Australia. Explore other popular insurance options for tradies:

Other Cover Options We Provide
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Trusted by Aussie Tradies for Over 30 Years

Proudly ranked top 10 in the Insurance Business Top Brokerages from 2013 – 2024.

Why Choose
All Trades Cover

With three decades of experience, All Trades Cover has proudly protected Australian tradespeople with tailored insurance solutions. We know the ins and outs of your trade, the risks you face, and the specific coverage you need to get the job done with peace of mind.

Quick & Competitive Quotes

Quick & Competitive Quotes

Receive fast, competitive quotes and get your Certificate of Insurance without delay.

Partnerships with Leading Providers

Partnerships with Leading Providers

We collaborate with Australia’s top insurance providers to offer trade-specific policies at sharp prices.

Tailored Cover for Every Trade

Tailored Cover for Every Trade

From welding workshops to mining operations, earthmoving contractors to plant hire businesses, our policies are designed around real trade risks.

Dedicated Support & Claims Assistance

Dedicated Support & Claims Assistance

We manage your policy setup and claims process, leaving you free to focus on your business, not the paperwork.

Get the Right Cover in Just a Few Clicks

Compare top-rated public liability options, get an instant quote, and secure the right insurance—without the paperwork headache.

Our Happy Customers

Make a Claim

Make a Claim

If something’s gone pear-shaped, we’re here to back you — not bury you in paperwork. Whether it’s stolen tools, damage onsite, or an accident that needs sorting fast, our team will guide you through every step. No call centre queues, no chasing – just real support from real people who give a damn.

  • Get in Touch Fast
    Call us on 1300 826 850 or email [email protected] as soon as possible. The sooner we’re in the loop, the faster we can act.
  • Snap Some Evidence
    Photos, videos, incident reports — anything that helps tell the full story. If it’s safe to do so, gather as much detail as you can.
  • Fill Out the Right Forms
    We’ll guide you to the correct claim form for your policy type. You won’t need to dig through the fine print — we’ve got your back here.
  • Leave the Legwork to Us
    Once we have the info, we’ll take it from there. We’ll deal with the insurer, keep you updated, and make sure your claim gets handled properly. Our job is to keep the insurers honest and the process smooth.
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Frequently Asked Questions

What does public liability insurance typically cover?

hat doesn’t public liability insurance cover?

Can I get public liability insurance if I’m a sole trader?

Does public liability insurance cover subcontractors?

Is public liability insurance mandatory in Australia?

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