Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
Updated 10th August, 2023
When you are trying to maintain cash flow in your business, it can be difficult when faced with a large annual bill. One of the easiest ways to spread these costs over the year is to pay monthly public liability instalments to make payments might be more manageable for you and your business.
Public Liability Insurance is widely used amongst tradies because it protects you financially against claims for damages if something goes wrong while you’re at work. This could include damage to property or injury to another person. So what are the risks involved with not having Public Liability Insurance in place? The Risks Involved Potential for significant out of pocket expense…
As a tradie, you’ve probably heard people talking about having an insurance broker. But what is an insurance broker and why should you consider having one? Insurance brokers help make the process of finding insurance simple and means you have to help find the best price and best insurance package for your specific needs. What is an Insurance Broker? An…
Updated 27th November, 2023
The insurance industry continues to expand and there are a number of insurers providing Public Liability Insurance. But how do you choose the best insurance provider for your business needs?
You may choose to go through an insurance broker for your Public Liability Insurance or you may want to do your own research. Either way, you’ll need to have enough knowledge to help you make an informed decision about which provider to go with.
When you start a new business, you spend hours organising a business name, logo, stationary, website design and hiring staff. With so many things to consider, it’s easy to forget more practical matters like insurance. However, it’s vital to have insurance in place to give you peace of mind.
Once you’ve gone to the effort of setting up your new business, you need to make sure you protect it with a good insurance package. Insuring a new business will give you the confidence to know that your business will be covered if anything unexpected happens.
If you have just received approval for a home loan, you already have conquered your fair share of hurdles, and congratulations are in order. Your next step is to provide your lending institution with information that confirms your property is insured. You will do this with a Certificate of Currency which may also be called a Certificate of Insurance.
Error: Contact form not found.