Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
While Public Liability Insurance and Property and Tools Cover are widely used by tradies, Personal Accident and Illness Insurance can be overlooked at times. However, personal accident cover is an important consideration for tradies and today we’ll take a look at the information you need to help you decide whether this policy is right for you. What is Personal Accident…
If you need to make an insurance claim, you should be relieved in the first instance that you have insurance in place protecting you. Then it’s time to get down to lodging your claim and there are a few things you can do to make the process run more smoothly so there’s less waiting time for settlement. Speak to your…
A reality of working as a builder is that you’re required to work at heights and although you’re more than likely used to this, you need to make sure you stay safe to avoid injury. Today we’ll be doing a little refresher about working with ladders, one of the most common pieces of equipment used to work at heights, to…
As a tradie, you would understand the importance of having good insurance cover in place. You’re in an industry where there is an increased risk of things going wrong due to the hands-on nature of your work and need these areas of risk to be covered with insurance. However, it’s always good to avoid the hassles associated with a claim…
When you run a busy plumbing business, having a close look at your insurance probably isn’t on your priority list. However, insurance is designed to protect you and your business and it’s important you have the right policies in place. Today we’ll have a look at the top insurance policies that plumbers need to consider. 1. Public liability insurance Public…
Electricians are highly skilled tradies and also work in a relatively risky profession. To make sure you’re covered, you need to have public liability insurance at place to protect yourself financially. What is public liability insurance? Public liability insurance is designed to protect you financially if you cause damage to property or injury to a third party whilst you’re at…
With so many insurance policies around the place, it can be difficult to know which policies apply to you. To make things easier when it comes to choosing insurance, we’ve outlined the five policies which tradies should consider. 1. Public liability insurance This form of cover protects you financially if you cause damage as a result of your actions at…
Let’s keep things simple today by discussing the two main forms of insurance which are absolutely essential if you work as a carpenter. Without this cover in place, you could find yourself in a very difficult position financially if something goes wrong. Public liability insurance For carpenters, public liability insurance is probably the most important form of cover and hopefully…
All tradies need to make sure they have an insurance package in place which protects their areas of risk and window fitters are no exception. Today, we’ll outline the insurance policies that might apply to you. General property cover General property cover is essential as it covers your tools if they are lost, damaged or stolen. You might be surprised…
When you’re busy working as a carpenter, insurance is probably the last thing on your mind and it’s easy to sign up to the minimum cover you think you need without giving it another second thought. However, it pays to have a closer look at your current level of insurance cover so you don’t realise too late at claim time…
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