Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
Professional indemnity insurance often isn’t at the top of the priority list for most tradies when it comes to insurance cover and it’s easy to write it off as cover that just doesn’t apply to you. However, many tradies require the protection of professional indemnity insurance and you may need to consider this policy if you provide professional advice as…
As a roofing contractor, you’re responsible for replacing, repairing and installing the roofs of buildings using a variety of materials. Your skills tend to be particularly in demand over the winter months when damage to roofs caused by storm damage is frequent. The risky nature of your work means that you need to make sure that you have the right…
While most tradies are aware of the importance of having public liability insurance, an equally important form of cover is general property insurance. Whether you’re an electrician, builder, carpenter or any other tradie, chances are that you transport your tools and other equipment with you. General property insurance will provide cover if something happens to these transportable items. Today, we’ll…
Electricians work in a specialised area which requires a high level of skill. While this means that your skills are always sought after, it also means that you face a number of risk exposures. To protect yourself financially while you’re at work, it’s essential that you have public liability insurance in place. Let’s take a closer look at why this…
When it comes to insurance, there are a few forms of cover for tradies which are highly recommended (we’re looking at you, public liability insurance) but they don’t tend to be compulsory. However, the exception is workers compensation insurance which is compulsory in Australia if you have employees. But why is this form of cover so essential? Let’s take a…
As a handyman, you’re always in demand – odd jobs which are easy for you to carry out aren’t so easy for other people! The nature of your work means that your days tend to be ever-changing and interesting. While you’re busy with your handyman business, remember that you need to make sure you have the right insurance in place.…
If you want peace of mind at work, you need to have the right insurance cover in place. No matter how meticulous you are at work, accidents can happen and tradies are an increased risk due to the hands-on nature of your work. So, what forms of insurance cover should tradies consider? Let’s take a look! Public liability insurance Public…
[Updated June 26, 2023] While tradies are generally across their need to have public liability insurance and general property insurance in place, you’re probably less likely to think about professional indemnity insurance. After all, isn’t that reserved for professionals like doctors or lawyers? Well, this isn’t the case and there are many tradies who would benefit from have indemnity insurance…
Australia is a country rich in natural resources so it’s no surprise that mining accounts for 60% of Australia’s exports. The mining sector offers a number of attractive opportunities for tradies such as mining transport, contractors, mechanics, miners and more. But this type of work also carries some risks, which is why you need to have insurance. Let’s take a…
Public liability insurance is one of the most important forms of cover that tradies should have in place as it’s designed to protect you when things go wrong while you’re carrying out your work. We all know that liability insurance is important but is it a legal requirement? Today, let’s take a closer look at whether public liability insurance is…
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