Insurance is necessary when you are a business owner. Yes, the law does not legally require you to have the right insurance. However, it would do more harm than good if you skip getting insured, especially when running a business. The problem with insurance, especially business insurance, is that it is an intricate subject matter. It is often multifaceted with different types, requirements, rules, and cover.
As insurance specialists in Western Australia, we advocate for our customers, particularly employers and employees, so they avoid any form of financial stress. Having insurance is helpful, but having the right one can be life-saving, especially during unforeseen events.
Insurance is an essential component in managing risk. You do not need to own a business to understand the risks of being uninsured. For example, if you are an electrician, miner, or construction worker, the last thing you want is to lose your tools, leaving you no choice but to buy new ones. This situation can be alleviated with the help of Tools and Property Insurance.
Our blog contains helpful insurance advice for every trade. Whether you’re looking for a suitable insurance cover or deciding to get specific insurance, you will find the information you need here.
When it comes to public liability insurance, there is no straightforward answer, whether it is mandatory in Australia or not. For some businesses, it can be compulsory, whilst for others, it is merely one of the ways of protecting themselves, their business and their assets. It all depends on your trade and in what line of work you are involved.…
Whether you are a carpenter, plumber, electrician or are self-employed in any other trade, it is vital to consider obtaining tradesman insurance. Unexpected events and accidents happen to all of us, so having insurance to back you up will not only protect you financially but will also maintain your peace of mind while at work. But what insurance is right…
Updated: 14/09/2023
No matter what trade you specialise in, you would be wise to consider carrying public liability insurance. And no matter how careful or how well-trained you are, accidents can and do happen on job sites. So, for the sake of protecting yourself and your livelihood, it is always recommended to get public liability cover. How much is public liability insurance for tradies? Read on to find out.
In many cases, if you work as a contractor, Public Liability and Professional Indemnity Insurance are a requirement from companies and clients. It is important to understand the difference between the two to identify which insurance is needed for your business. What is Business Liability Insurance? Business Liability Insurance covers your business when it’s found to be liable, and you…
[Updated June 2, 2023]
For some time now, about 62% of Australian businesses are sole traders without employees, comprising the majority of businesses in the country.
Tools insurance, otherwise known as general property insurance, is a cover that protects your work equipment in the case of accidental damage or theft. It is a tradies worst nightmare to realise that they have been a victim of tool theft. Tool theft is incredibly interruptive to business. Not only is it inconvenient to deal with, but it can fully…
For tradespeople, there are many variables to consider when selecting the right insurance. Choosing the right insurance cover can be daunting, with so many options available, especially if you are not familiar with all the different policies. At first, you must find a trade insurance broker who will help advise you on the level of cover you need and the…
If you are a professional who provides expert advice or services for your clients, you need to be aware of the importance of professional indemnity insurance. As a tradie, you may think that due to your work being mostly hands-on, you don’t need to worry about professional indemnity. On the contrary, even if you provide free advice and it leads…
In any workplace, it is essential to ensure your safety. As a carpenter, whether you are an apprentice or have been working in the field for years, choosing the right insurance for carpenters may be the most important decision you face. At All Trades Cover, we put your priorities first and offer a highly reliable public liability insurance for carpenters. …
With our outdoor lifestyle and love of greenery, it’s no wonder the landscapers and gardeners are kept busy! After all, many people want to enjoy a beautiful outdoor area without having to do it themselves. As a gardener, it’s important for you to have insurance in place to protect your areas of risk. Today, we’ll be taking a closer look…
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