Tailored Commercial Vehicle Insurance in Australia
Whether you’re hauling tools in your ute or managing a full work fleet, vehicle issues can stop the job. Commercial vehicle insurance in Australia protects you from accidents, theft, or damage, letting you stay focused on your trade, not traffic headaches.
At All Trades Cover, we provide fast, flexible insurance for Aussie tradies, competitive quotes, instant documents, and expert support that gets you covered quickly.
What’s Included in Your Commercial Vehicle Insurance
Our commercial vehicle insurance policies cover the most common risks tradies face on the road:
- Accidental damage (on-site or off)
- Theft or attempted theft
- Fire and storm-related damage
- Hire vehicle following an insured incident
- Third-party property damage
- Third-party personal injury
- Optional cover for tools and contents stored in the vehicle
- Optional protection for signage, racks, trays, and vehicle modifications
Whether you’re operating one work ute or a whole fleet, we’ll help tailor a policy that keeps your business moving and your vehicles protected, without the insurance runaround.
Common Coverage Levels
Pick the vehicle cover that fits your job, setup, and trade needs.
Standard Work Use
Professional Use
Fleet & Director Cover
How to Get Your Commercial Vehicle Insurance
Enter Your Details
Fill out our online underwriting questions and submit them to our broking team.
Contact Us Directly
Our brokers will review your submission and contact you directly with your options.
Get Covered
Request coverage and receive your policy documents.
Insurance Options Built For You
Having the right coverage means peace of mind and fewer risks on the job. All Trades Cover provides specialist trades and construction insurance in Australia, safeguarding your business from unexpected setbacks—whether it’s property damage, stolen tools, or project delays.
With policies tailored for sole traders, contractors, and large-scale projects, we help your work move forward so you can get on with the job.
Public Liability Insurance
Public liability insurance covers a business against claims made by third parties for property damage or physical injury that may occur during trading.
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Personal Accident & Illness Insurance
An injury or illness shouldn’t mean financial stress. This cover ensures you still have an income while you recover, keeping your business and lifestyle on track.
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Contract Works Insurance
For large-scale trade projects, this cover safeguards your materials, contracts, and liability, ensuring smooth project completion without financial roadblocks.
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Property & Tools Cover
Your tools are essential to your trade—our brokers can help you find insurance that protects against theft, loss, or damage.
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Business Package Insurance
Running a trade business means juggling risks. This all-in-one policy protects your premises, stock, equipment, and business operations in a single, cost-effective solution.
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Professional Indemnity Insurance
If a client claims you’ve made a mistake or given incorrect advice, indemnity insurance helps cover legal costs and compensation, keeping your reputation intact.
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Workers Compensation Insurance
Keep your team protected. This policy covers your employees’ medical expenses and lost wages if they get injured on the job.
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Mining Contractors Insurance
Mining involves high-risk environments—our brokers can assist in arranging specialist policies designed for mining contractors. We have access to policies specifically designed to protect mining contractors to ensure your business activities are covered onsite.
Learn more
Trusted by Aussie Tradies for Over 30 Years
Proudly ranked top 10 in the Insurance Business Top Brokerages from 2013 to 2024.
Why Choose
All Trades Cover
For over three decades, we’ve been the go-to broker for tradies needing real insurance without the fluff. Whether you’re managing one ute or an entire fleet, we’ll help you get the right cover and real support when it counts.
Fast & Competitive Quotes
- We get you sorted fast, with clear, affordable options built for tradies.
Strong Network of Top Insurers
We work with trusted Aussie underwriters who know construction, trades and transport.
Custom Fit for Every Business
Every policy is tailored — no cookie-cutter options here.
Claim Support That Sticks
When something goes wrong, we’re there from start to finish.
Get the Right Vehicle Cover in Just a Few Clicks
Use our quick quote form to compare insurers and lock in the best vehicle insurance for your business. No call centre queues. No red tape.
Our Happy Customers
Make a Claim
Off the Road? We’ll Get You Moving. If your vehicle’s off the road, we’ll help you get moving again. Whether it’s an accident, damage, or theft, our claims team is here to help from the moment something happens.
- Get in Touch Fast
Call us on 1300 826 850 or email [email protected] - Snap Some Evidence
Photos, dashcam footage, incident reports — anything that helps paint the picture. - We’ll Sort the Paperwork
We’ll guide you through the right claim form for your vehicle policy.
We Deal with the Insurers
We’ll manage the claim and keep you updated every step of the way.
Frequently Asked Questions
Does commercial vehicle insurance include tool cover?
Can I insure multiple vehicles under one policy?
Does my policy include a hire car while my vehicle is being repaired?
Can I get commercial vehicle insurance if I use my vehicle for both business and personal purposes?
Do you cover trade vehicles used in remote or FIFO work?