Working as a cladding and metal wall installer means you’re working in a great variety of areas and on different projects, both large and small. It’s important to have insurance that will protect you in the case that something goes wrong whilst you’re working. Different risks on the job can pose a threat to your business, profits, and reputation.
Where are the risks for cladding and metal wall installers?
Cladding and metal wall installation varied locations of work include:
• Residential apartments
• Commercial properties such as offices or shopping centres
• Industrial properties such as warehouses, factories or outbuildings
• Custom homes, with multiple storeys at times
• Multi-unit developments
• Duplexes
• Townhouses
You’ll be asked to work on:
• New roofs and repairs or maintenance of old metal roofs
• Metal and steel roofing using galvanised, steel, copper, or other metals
• Metal wall cladding
• Roof plumbing
• Paneling
What can cause a loss to my business?
There are a few areas that open up your business to the potential for claims. This can include the product you install, the people working with you, and those around you.
After you have installed the cladding and metal walls, you still run the risk of something going wrong after you’re gone. If you’ve performed an incorrect installation, used a poor quality material, or given the wrong direction to any employee, whereby a client suffers loss as a result, you could wind up in court. Ensure your business is protected with Product Liability Insurance.
Whilst working, if a third party is injured as a result of you performing your work, you can be held liable for the damages incurred. The same responsibility occurs for the third party property that might be involved. Make sure that you’re protected with cladding and metal wall installers Public Liability Insurance.
And finally, ensure that your employees are covered with Workers Compensation Insurance. If they become injured or ill as a result of the job, you can be held liable for a loss to their income and any costs incurred for recovery. It’s also a legal requirement that you get cover if you have employees or apprentices working in your cladding and metal wall installers business.
At All Trades Cover we provide quotes to cladding and metal wall installers every day. We can help you find the right package to suit your particular business. Call All Trades Cover on 1300 826 850 to chat to our friendly team today.
