Trade Business Insurance Australia
When you run on tools, trucks, and tight deadlines, downtime isn’t an option. That’s why we’ve built our trade business insurance to keep your job moving, even when things go off track. Whether you’re on the tools or managing a crew, we offer cover that protects your tools and equipment, your crew, and your bottom line.
At All Trades Cover, we back Aussie tradies with fast, flexible business insurance that makes sense. We hold insurers accountable, walk you through every step, and get you covered when the unexpected hits.
What’s Included in Your Trade Business Insurance
When your tools are your income, the right insurance means getting back to work — not waiting around.
What your policy can include:
- Trade tools and equipment, plant, and portable equipment
- Theft from utes, sheds, or job trailers
- Damage from impact, fire, or storm
- Electronics like laptops, tablets, and test tools
- Cover for hired gear or leased mobile plant
- Nationwide protection, including FIFO and remote sites
- Optional personal accident cover to keep you earning if you’re injured
Need something specific? We’ll tailor it.
Choose the Right Level of Cover
Whether you’re on your own or running a crew, we’ll tailor your policy to match your equipment and risk level — no cookie-cutter plans here.
Starter: Up to $5,000 (Perfect for apprentices or solo operators.)
Professional: $20,000 (Ideal for established businesses with more portable equipment.)
Enterprise: $50,000+ (For contractors, company directors, and multi-site teams.
How to Get Covered
Enter Your Details
Fill out our online underwriting questions and submit them to our broking team.
Contact Us Directly
Our brokers will review your submission and contact you directly with your options.
Get Covered
Request coverage and receive your policy documents.
Trusted by over 100 trades across Australia. Fast quotes, zero stress,
and cover you can count on—so you can get on with the job.
Insurance Options Built For You
Having the right coverage means peace of mind and fewer risks on the job. All Trades Cover provides specialist trades and construction insurance in Australia, safeguarding your business from unexpected setbacks—whether it’s property damage, stolen tools, or project delays.
With policies tailored for sole traders, contractors, and large-scale projects, we help your work move forward so you can get on with the job.
Public Liability Insurance
Public liability insurance covers a business against claims made by third parties for property damage or physical injury that may occur during trading.
Learn more
Personal Accident & Illness Insurance
An injury or illness shouldn’t mean financial stress. This cover ensures you still have an income while you recover, keeping your business and lifestyle on track.
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Contract Works Insurance
For large-scale trade projects, this cover safeguards your materials, contracts, and liability, ensuring smooth project completion without financial roadblocks.
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Property & Tools Cover
Your tools are essential to your trade—our brokers can help you find insurance that protects against theft, loss, or damage.
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Professional Indemnity Insurance
If a client claims you’ve made a mistake or given incorrect advice, indemnity insurance helps cover legal costs and compensation, keeping your reputation intact.
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Commercial Vehicle Insurance
Your work vehicles are essential to your business. Protect them from accidents, theft, and damage to ensure you always have transport when you need it most.
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Workers Compensation Insurance
Keep your team protected. This policy covers your employees’ medical expenses and lost wages if they get injured on the job.
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Mining Contractors Insurance
Mining involves high-risk environments—our brokers can assist in arranging specialist policies designed for mining contractors. We have access to policies specifically designed to protect mining contractors to ensure your business activities are covered onsite.
Learn more
Backing Aussie Tradies for 30 Years
For 30 years, we’ve helped thousands of Australian trades and small businesses get insured quickly, properly, and without the runaround. Our service is local, personal, and backed by people who get what it takes to keep your trade running strong.
Why Choose
All Trades Cover
We’ve built our service around the way you work. We understand the risk of property damage, legal action, theft, and injury, and we’re here when it counts.
Fast Quotes, Real Help
No call centre. No delays. Just good people who know their stuff.
Trusted Insurers
Backed by the biggest names in the business, with the right protections.
Tailored for Trade
Policies built around how you work, not tick-box templates.
Claims Support That’s On Your Side
Whether it’s personal injury, damage, or stolen gear, we’ve got your back.
Cover That Keeps Up with Your Business
Whether you’re a sole trader on the go or leading a crew across commercial and remote job sites, our trade business insurance is made to suit your setup. This isn’t one-size-fits-all. You get protection tailored to how you work and what you rely on.
Our Happy Customers
Make a Claim
Issue on Site? Gear Damaged? We’re on it. If something’s gone sideways, from busted gear to accidental damage, we’ll help you lodge a claim that gets you moving again.
- Reach Out Fast
Call 1300 826 850 or email [email protected]
- Share the Details
Photos, quotes, receipts, site notes — anything that helps build the case.
- We’ll Handle the Paper Trail
We get the forms filled, check them over, and make sure they hit the right desk.
- No Runaround
We deal directly with the insurer and keep you looped in, every step of the way.
Frequently Asked Questions
What does trade business insurance typically cover?
Can I cover my tools and my ute under the same policy?
What happens if my gear is stolen from my vehicle overnight?
How fast can I get insured?
Can you help with claims?