In many cases, if you work as a contractor, Public Liability and Professional Indemnity Insurance are a requirement from companies and clients. It is important to understand the difference between the two to identify which insurance is needed for your business. What is Business Liability Insurance? Business Liability Insurance covers your business when it’s found to be liable, and you…
Professional indemnity insurance often isn’t at the top of the priority list for most tradies when it comes to insurance cover and it’s easy to write it off as cover that just doesn’t apply to you. However, many tradies require the protection of professional indemnity insurance and you may need to consider this policy if you provide professional advice as…
You need to make sure that your areas of risk are covered in your small business and one of the main strategies in your risk management plan is insurance. Insurance is designed to offer financial protection when things go wrong and is essential for your business. One of the most important forms of insurance that your business should consider is…
Electricians work in a specialised area which requires a high level of skill. While this means that your skills are always sought after, it also means that you face a number of risk exposures. To protect yourself financially while you’re at work, it’s essential that you have public liability insurance in place. Let’s take a closer look at why this…
When it comes to insurance, there are a few forms of cover for tradies which are highly recommended (we’re looking at you, public liability insurance) but they don’t tend to be compulsory. However, the exception is workers compensation insurance which is compulsory in Australia if you have employees. But why is this form of cover so essential? Let’s take a…
As a handyman, you’re always in demand – odd jobs which are easy for you to carry out aren’t so easy for other people! The nature of your work means that your days tend to be ever-changing and interesting. While you’re busy with your handyman business, remember that you need to make sure you have the right insurance in place.…
Australia is a country rich in natural resources so it’s no surprise that mining accounts for 60% of Australia’s exports. The mining sector offers a number of attractive opportunities for tradies such as mining transport, contractors, mechanics, miners and more. But this type of work also carries some risks, which is why you need to have insurance. Let’s take a…
Public liability insurance is one of the most important forms of cover that tradies should have in place as it’s designed to protect you when things go wrong while you’re carrying out your work. We all know that liability insurance is important but is it a legal requirement? Today, let’s take a closer look at whether public liability insurance is…
When we’re going about our daily work, we don’t often have the time to think about the worst case scenario. However, the unexpected could happen and there are times when tradies suddenly find themselves unable to work. If this happened to you, how would you cope financially? Well, that’s where personal accident and illness insurance comes in. Today, we’ll be…
When it comes to insurance for tradies, public liability insurance is essential cover and it one of the most common forms of insurance that tradies will have in place. Liability insurance is designed to protect you financially while you’re on the job and applies to businesses of all sizes. Today, we take a closer look at public liability insurance so…