With our outdoor lifestyle and love of greenery, it’s no wonder the landscapers and gardeners are kept busy! After all, many people want to enjoy a beautiful outdoor area without having to do it themselves. As a gardener, it’s important for you to have insurance in place to protect your areas of risk. Today, we’ll be taking a closer look…
As a roofing contractor, you’re responsible for replacing, repairing and installing the roofs of buildings using a variety of materials. Your skills tend to be particularly in demand over the winter months when damage to roofs caused by storm damage is frequent. The risky nature of your work means that you need to make sure that you have the right…
While most tradies are aware of the importance of having public liability insurance, an equally important form of cover is general property insurance. Whether you’re an electrician, builder, carpenter or any other tradie, chances are that you transport your tools and other equipment with you. General property insurance will provide cover if something happens to these transportable items. Today, we’ll…
If you want peace of mind at work, you need to have the right insurance cover in place. No matter how meticulous you are at work, accidents can happen and tradies are an increased risk due to the hands-on nature of your work. So, what forms of insurance cover should tradies consider? Let’s take a look! Public liability insurance Public…
[Updated June 26, 2023] While tradies are generally across their need to have public liability insurance and general property insurance in place, you’re probably less likely to think about professional indemnity insurance. After all, isn’t that reserved for professionals like doctors or lawyers? Well, this isn’t the case and there are many tradies who would benefit from have indemnity insurance…
Not only is workers compensation insurance an essential form of cover as it protects both employees and employers, it’s also compulsory in Australia. If you have employees working for you, you must legally have workers compensation insurance in place. But who is considered an employee? What about subcontractors? Today, we’ll be sharing what you need to know about subcontractors and…
Public Liability is designed to protect your business in the event of the unexpected and is an essential form of cover. Even with the best of intentions, accidents can easily happen and liability insurance will protect you in the event of damage to property or injury to another person. To make sure you have the right level of protection, you…
If you have employees working for you, you need to have workers compensation insurance place. Not only will it protect both you and your employees financially, it’s also compulsory cover for Australian employers. Workers compensation provides cover for a range of different scenarios and provides ongoing peace of mind. Today, we’ll be taking a closer look at what you need…
Working as a cladding and metal wall installer means you’re working in a great variety of areas and on different projects, both large and small. It’s important to have insurance that will protect you in the case that something goes wrong whilst you’re working. Different risks on the job can pose a threat to your business, profits, and reputation. Where…
It’s understandable that life insurance isn’t something many of us want to think about – why would you want to discuss what’s going to happen after you die? However, it’s an important form of cover to consider because it can mean ongoing financial security when you’re no longer around. What is life insurance? Taking out life insurance means that your…