Arborist Insurance for Small Businesses
You Bring the Tools. We’ve Got the Insurance
Tree work is never simple. You’re dealing with height, heavy gear, live sites, and public spaces. One wrong move and someone’s injured, something’s damaged, or the job gets shut down.
That’s why we build arborist insurance that actually fits how you work. It’s quick to sort out, easy to understand, and ready for whatever the contract or council throws at you.
You need insurance cover that handles the risk, not just the paperwork.
Cover That Moves With Active Tree Contractor Crews
If you’re running a tree crew or working solo, your insurance needs to keep up with real risks, not slow you down with red tape.
You might be dealing with:
- Councils and infrastructure firms are asking for Certificates of Currency with specific clauses and wording requirements.
- Contracts packed with terms like Principal’s Indemnity or Cross Liability
- Gear on the ute, trailer, or job site that needs proper cover
- Subbies jumping on and off the job, each with different risks
You don’t need jargon or delays. Just arborist insurance that sorts the paperwork and lets you get back to the job.
What Insurance Do You Need as a Small Arborist Contractor?
Traditionally known as an arborist, tree loppers face a combination of risks that most trades don’t. Working at height, near powerlines, with high-risk equipment, and often on public or council land adds another layer of complexity to every job.
Here’s the kind of insurance that keeps tree loppers and vegetation crews protected and compliant. We tailor it to suit your trade, the type of work you take on, and how your team operates.
Public Liability Insurance
Personal Accident & Illness
Workers Compensation
Tools and Equipment Insurance
Commercial Motor Insurance
Plant & Equipment Insurance
Professional Indemnity Insurance
Tax Audit Insurance
Where Insurance Gaps Catch Arborists Off Guard
Scenario:
You’ve just secured a solid council clearing job or civil contract. Good money, strong crew, everything lined up. Then the contract lands in your inbox, packed with terms like Cross Liability, Waiver of Subrogation, and Principal’s Indemnity.
You have no clue what half of it means, and your current insurer is unreachable.
If your tree service liability insurance doesn’t match what’s in that contract, you’re not getting through the gate at the job.
What we do at All Trades Cover:
- Breaks it down into plain English, no complicated insurance talk
- Go through the contract line by line and point out what matters
- Spot any holes in your cover that could cause issues
- Talk directly to the insurer to get the wording fixed
- Send you a Certificate of Currency that actually gets you on site
What you avoid when you work with us:
- Delays getting started
- Endless back and forth with your broker
- Losing the job over non-compliant paperwork
Tree Service Insurance Challenges We Help Arborist Teams Navigate
Here’s the kind of support we regularly provide to established arborist businesses and their management teams:
- ‘We’ve just identified a height restriction in our policy; we may not be covered for this project.’
- ‘We’re undertaking slashing and fire break work and need to confirm it’s included in our current cover.’
- ‘We’re working near powerlines and need to understand the insurance implications for this scope.’
- ‘We’ve secured a council contract; the insurance schedule is complex, and we’re unsure where to begin.’
- ‘The contract requests Principal’s Indemnity and a Waiver of Subrogation; we need clarity on both.’
- ‘Can you review this contract before we sign? We want to be certain the insurance requirements are achievable.’
If this reflects the type of work your business is delivering, it’s worth reviewing your insurance. You’ll speak with a broker who understands the operational risks, compliance requirements, and contract complexity involved in arborist projects, and can structure a tailored insurance program to support your business.
Trusted by Aussie Tradies for Over 30 Years
Proudly ranked in the Insurance Business Top Brokerages every year from 2013 – 2024.
What All Trades Cover Can Deliver You:
Insurance That Actually Matches the Contract
Got a contract with tricky clauses or insurance demands you’ve never heard of? We’ll thoroughly run our eyes over it and make sure your policy stacks up, so you’re not caught out when it matters.
Read the Fine Print? We Do
You shouldn’t have to be an insurance expert. We’ll read the contract and policy for you and tell you what matters, straight up.
Fast Turnarounds, No Fuss
We sort urgent insurance documents within hours, so you’re not left waiting around while the job’s on the line.
FAQs for Arborists and Tree Contractors
We work with vegetation management crews and tree contractors of all sizes, from sole traders to small teams doing council and civil work.
Whether you’re climbing, grinding, or clearing, these are the most common questions we get from rope access technicians looking to get their insurance sorted properly.
Can I get arborist insurance with no height limit?
Can you add a local council or Government body to my insurance?
Can I add a principal contractor to my insurance?
Does my arborist insurance cover hired equipment?
Do I need to cover subcontractors under my arborist policy?
Can I include subcontractors under my insurance?
Are my tools and gear covered if left in the ute or trailer?
Is stump grinding or tree removal covered under arborist insurance?
Let’s Get You Covered So You Can Get Back Up the Tree
Starting a new council job? Need paperwork sorted for stump grinding or roadside clearing? We’ll handle your arborist insurance so you can stay focused on the job, not chasing Certs.
- Fast quotes and same-day Certificates of Currency
- Real humans and ex-tradies who speak your language, not broker-speak
- Cover tailored for tree work, plant hire, height risk and subbies
- We make sure your paperwork lines up with council, civil and contractor requirements
Talk to an Insurance Broker Who Gets Tree Work
We make it simple. No hold music. No confusing clauses. Just proper insurance for tree contractors who climb, grind, and get the job done. Fill out a quick form, or give us a ring, so we know the scope of your work, and we’ll sort the rest.