Property & Tools Insurance Australia
When your tools are essential to earning a living, even a single loss or breakdown can throw your whole job off track. That’s where our tools insurance in Australia helps, protecting your gear so you can stay on the job, no matter what.
At All Trades Cover, we offer smart, fast insurance built specifically for tradies. We back you with real support, flexible cover, and smart policies to get you sorted in minutes.
What’s Included in Your Property & Tools Insurance
We help cover what matters to your trade. Good quality tools insurance in Australia protects you against the risks that hit tradies hard, like overnight theft, weather damage, and equipment breakdowns.
Your policy can include:
- Tools, plant, and portable trade equipment
- Theft from locked vehicles, toolboxes, or storage sheds
- Accidental damage from impact, fire, or storm
- Electronics like laptops, diagnostic tools, and testers
- Hire equipment or leased plant
- Sheds, trailers, and mobile jobsite storage
- Nationwide cover including remote, FIFO, and mobile work setups
Need something specific? We’ll build it into your policy.
Common Coverage Amounts
Choose a level of tools protection that suits your setup, gear value, and how you work.
Standard: Up to $5,000
Professional: $20,000
Super: $50,000+
How to Get Your
Property & Tools Insurance
Enter Your Details
Fill out our online underwriting questions and submit them to our broking team.
Contact Us Directly
Our brokers will review your submission and contact you directly with your options.
Get Covered
Request coverage and receive your policy documents.
Trusted by over 100 trades across Australia. Fast quotes, zero stress,
and cover you can count on—so you can get on with the job.
Insurance Options Built For You
Having the right coverage means peace of mind and fewer risks on the job. All Trades Cover provides specialist trades and construction insurance in Australia, safeguarding your business from unexpected setbacks—whether it’s property damage, stolen tools, or project delays.
With policies tailored for sole traders, contractors, and large-scale projects, we help your work move forward so you can get on with the job.
Public Liability Insurance
Public liability insurance covers a business against claims made by third parties for property damage or physical injury that may occur during trading.
Learn more
Personal Accident & Illness Insurance
An injury or illness shouldn’t mean financial stress. This cover ensures you still have an income while you recover, keeping your business and lifestyle on track.
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Contract Works Insurance
For large-scale trade projects, this cover safeguards your materials, contracts, and liability, ensuring smooth project completion without financial roadblocks.
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Business Package Insurance
Running a trade business means juggling risks. This all-in-one policy protects your premises, stock, equipment, and business operations in a single, cost-effective solution.
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Professional Indemnity Insurance
If a client claims you’ve made a mistake or given incorrect advice, indemnity insurance helps cover legal costs and compensation, keeping your reputation intact.
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Commercial Vehicle Insurance
Your work vehicles are essential to your business. Protect them from accidents, theft, and damage to ensure you always have transport when you need it most.
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Workers Compensation Insurance
Keep your team protected. This policy covers your employees’ medical expenses and lost wages if they get injured on the job.
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Mining Contractors Insurance
Mining involves high-risk environments—our brokers can assist in arranging specialist policies designed for mining contractors. We have access to policies specifically designed to protect mining contractors to ensure your business activities are covered onsite.
Learn more
Recognised Among Australia’s Top Brokerages for 30 Years
We’ve spent 30 years helping tradies across the country get the right insurance in place. From startup sole traders to growing crews, our focus has always been the same—easy cover, expert advice, and service that shows up when it counts.
Why Choose
All Trades Cover
We’ve spent over 30 years working with tradies and trade businesses across Australia, so we get how important your tools are, and how fast things can grind to a halt when they’re gone. That’s why we’ve built our service around speed, flexibility, and real industry know-how.
Fast Quotes, Quick Cover
Sort it out online or over the phone—no fluff, no hold music.
Policies That Fit Your Trade
We tailor your tools insurance in Australia to suit your gear and work style, not just what’s on a checklist.
Backed by Australia’s Top Insurers
We only work with trusted underwriters who understand trades, construction, and the real risks you face.
Claim Help When You Need It
No call centre runarounds. Real people guide you through your claim, help you manage it, and process your payout, without the stress.
Protect Your Gear with Just a Few Clicks
Whether you’re working on residential sites, commercial builds, or remote locations, our cover fits the way you work. Quality tools insurance in Australia isn’t one-size-fits-all. We’ll help you get protection that covers the tools and equipment you rely on.
Our Happy Customers
Make a Claim
Claiming for Lost or Damaged Tools? We’ll get you back on the tools fast. Whether your gear’s been stolen, damaged, or gone walkabout, our claims team is here from the first call.
- Get in Touch Fast
Call 1300 826 850 or email [email protected]
- Grab What You’ve Got
Photos of your toolbox, receipts, serial numbers — anything that helps show what you lost.
- We’ll Handle the Forms
We’ll walk you through the tool-specific claim steps and get the right documents submitted.
- We Push the Process
We’ll chase up the insurer, keep you updated, and help replace what’s missing ASAP.
Frequently Asked Questions
What does tools insurance in Australia cover?
Can I include electronics or laptops in my cover?
Is overnight vehicle storage covered?
Do you cover hire tools or leased equipment?