• What is a Certificate of Insurance or Certificate of Currency?
  • Certificate of Insurance
    A document to confirm insurance exists for a business or individual at a specific time

    A Certificate of Insurance is the document provided by your insurer or Insurance Broker in order to confirm the details and currency of the insurance policy. This is the document that will confirm to third parties that you have the appropriate cover over an asset or a business.

    There are many reasons why a third party would request a certificate of insurance.

    A bank or financier may request one to confirm that the item they have leant money towards is insured so they can be paid back in the event of a total loss.

    A contractor may request one confirming public liability cover from his subcontractor to ensure that if he causes property damage or injury to a third party that they have insurance in place to cover these costs.

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